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NPR · Business

Planet Money

Wanna see a trick? Give us any topic and we can tie it back to the economy. At Planet Money , we explore the forces that shape our lives and bring you along for the ride. Don't just understand the economy – understand the world. Support public media by joining NPR+ at plus.npr.org . You’ll get perks for over 25 NPR podcasts, including bonus episodes and sponsor-free listening for Planet Money.

Episodes

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Where all those weird new drinks are coming from

02 Oct 2026
29m
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The modern beverage aisle has transformed from a duopoly of massive brands into a crowded landscape of exotic flavors and functional drinks. This shift stems from three primary factors: rapid advancements in flavor science, which allow for the isolation of complex aroma compounds; the rise of "functional" beverages des...

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Who’s gonna pay for your Social Security?

30 Sep 2026
29m
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Social Security faces a critical funding shortfall, with the trust fund projected to be unable to cover full payments by 2032. This insolvency stems from demographic shifts, specifically the retirement of the baby boomer generation and increased life expectancy. Potential solutions include raising payroll tax rates, ta...

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Middlegarchs are the new Oligarchs

25 Sep 2026
30m
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The "middlegarchy"—a group of three million multimillionaires owning pass-through businesses—collectively holds significantly more wealth than the Forbes 400 billionaires. Unlike the flashy tech or finance elite, these "stealthy wealthy" individuals operate mundane, localized enterprises like car dealerships, dental pr...

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Is our national debt finally too much? (update)

23 Sep 2026
29m
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National debt levels and their impact on economic growth remain a subject of intense debate among economists. The 2010 Reinhart and Rogoff paper, which suggested a 90% debt-to-GDP ratio as a dangerous threshold, significantly influenced global fiscal policy and austerity agendas. However, subsequent research clarified ...

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The Domino’s Pizza Tracker Theory of Everything

18 Sep 2026
32m
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The Domino's Pizza Tracker, originally designed as an internal tool to improve delivery efficiency, fundamentally transformed consumer expectations regarding service transparency and wait times. By providing real-time visual updates, the tracker leverages the "labor illusion," a psychological phenomenon where customers...

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How investing is getting riskier (Two Indicators)

16 Sep 2026
18m
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Margin trading and sports betting are increasingly viewed by younger generations as viable investment strategies, despite the significant financial risks involved. Record levels of margin debt in the U.S. stock market mirror patterns seen in South Korea, where leveraged bets on semiconductor companies led to forced liq...

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The loan at the heart of a new foreclosure crisis

11 Sep 2026
29m
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Debt Service Coverage Ratio (DSCR) loans have transformed the U.S. housing market by allowing investors to secure mortgages without traditional income or employment verification. By focusing solely on a property's projected rental income, these commercial-style loans have attracted billions in Wall Street capital, fuel...

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Cost-cutting, quiet guilt and the inflation generation

09 Sep 2026
24m
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The current American economy functions as a "K-shaped" divide, where asset owners experience prosperity while others navigate persistent financial instability. Despite overall low unemployment, many households face a "cognitive tax," forcing them to ration basic resources like electricity and water due to stagnant real...

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Trump drinks Venezuela’s milkshake

05 Sep 2026
25m
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Venezuela’s oil industry operates on a recurring cycle of opening to foreign investment and subsequent nationalization, a pattern defined by the "can't live with them, can't live without them" paradox. This volatility, historically necessary to combat production declines, often leads to political instability and the pu...

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Love in the time of Palantir

02 Sep 2026
25m
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Palantir, a company often perceived as a secretive surveillance monolith, functions primarily as a software provider that helps organizations synthesize messy, disparate datasets. While the firm does not own or sell user data, its tools enable government agencies like ICE to aggregate information from various sources, ...

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Dolly Parton’s “9 to 5,” the true story behind the anthem (bonus)

30 Aug 2026
22m
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The 1980 film 9 to 5 emerged from a genuine labor movement initiated by clerical workers in Boston who sought to address systemic workplace abuses. Karen Nussbaum, a key organizer, mobilized women against casual chauvinism, sexual harassment, and pay inequality, eventually partnering with Jane Fonda to bring these expe...

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Branded fruit: How produce got “Honeycrisp-ified"

28 Aug 2026
33m
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The produce aisle is undergoing a transformation characterized by the rise of branded, trademarked, and patented fruits and vegetables, a trend driven by both producer incentives and evolving consumer preferences. Legislative changes, specifically the 1970 Plant Variety Protection Act and the 1980 Bayh-Dole Act, enable...

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The continent nobody owns & everyone benefits from (Summer School)

26 Aug 2026
40m
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Antarctica functions as a critical global economic asset, providing climate-regulating services—such as carbon absorption and solar reflection—valued at approximately $180 billion annually, despite lacking traditional markets or private ownership. Economics extends beyond commerce, as evidenced by diverse global strate...

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Who decides what big box sells? Our GAME got us answers

21 Aug 2026
37m
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The Planet Money team successfully navigated the opaque world of big-box retail by developing and pitching their board game, "Sell Me a Sasquatch," to major national chains. By partnering with game company Exploding Kittens, the team gained access to high-stakes "line review" meetings where buyers determine which produ...

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Getting entrepreneurial in Korea (Summer School)

19 Aug 2026
40m
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South Korea’s rapid transformation from a war-torn nation to a global economic powerhouse provides a blueprint for development, centered on land reform, strategic industrial subsidies, and rigorous export discipline. By forcing domestic firms to compete in international markets, the government ensured productivity grow...

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You bet your life insurance

14 Aug 2026
38m
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The life settlement industry transforms life insurance policies into tradable financial assets, allowing policyholders to sell their death benefits for immediate liquidity. Originally emerging during the 1980s AIDS epidemic, this market provided a vital lifeline for terminally ill individuals facing financial ruin. Ove...

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Currency Chaos in Argentina (Summer School)

12 Aug 2026
39m
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Argentina’s economic history serves as a cautionary tale of extreme volatility, characterized by recurring cycles of political instability, debt defaults, and hyperinflation. The country’s reliance on complex, government-mandated exchange rates—such as the "blue dollar" and the "Coldplay dollar"—distorts market competi...

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Older workers aren’t retiring. Should they be forced to?

07 Aug 2026
34m
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The trend of older workers remaining in the workforce longer has sparked a debate over career mobility and economic necessity. Younger professionals often feel blocked from advancement by senior colleagues who occupy high-paying, influential positions. Law professor Samuel Moyn advocates for mandatory retirement ages i...

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Sand heists and property rights in the Caribbean (Summer School)

05 Aug 2026
40m
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Small, open island economies face unique vulnerabilities, as their fortunes depend heavily on external shocks like hurricanes and global interest rate fluctuations. These nations often struggle to balance economic development with the preservation of communal resources. In Barbuda, the tension between traditional commu...

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What makes a toy go viral

31 Jul 2026
25m
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The viral explosion of "squishy dumpling" toys stems from a calculated blend of psychological manipulation and agile business strategy. By transforming simple, inexpensive sensory toys into mystery-boxed collectibles, manufacturers leverage the brain’s reward system through variable ratio reinforcement, mirroring the a...

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