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You Need a Budget ยท Education

Budget Nerds

Personal finance experts Ben and Ernie nerd out about all things YNAB to help you get good at money. They share helpful money tips, reflect on their own YNAB journeys, and celebrate your YNAB wins.

Episodes

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#145 - How to Share YNAB (and Actually Get People to Try It)

30 Sep 2026
1h 1m
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Sharing YNAB with friends and family stems from the app's life-changing impact, yet effective advocacy requires a gentle, patient approach. Rather than overwhelming newcomers with technical jargon or rigid rules, successful sharing involves listening for moments of financial stress and offering support without pressure...

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#144 - Never Worry About Money Again: An Interview with YNAB Founder Jesse Mecham

31 Aug 2026
53m
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#143 - What Does "Getting Good at Money" Really Mean?

29 Jul 2026
56m
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#142 - Tag, You're It! Ben and Ernie Answer 12 Questions About Their YNAB Journey

01 Jul 2026
1h 2m
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#141 - Ask Ben & Ernie: Travel, Debt, and Life After Month Ahead

17 Jun 2026
1h 6m
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#140 - YNAB With Us Live! (YouTube Live May 13, 2026)

14 May 2026
45m
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Ben & Ernie LIVE Today on YouTube 3:30pm ET

13 May 2026
1m
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#139 - Sixteen YNAB Features Hidden in Plain Sight

29 Apr 2026
52m
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#138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins

08 Apr 2026
50m
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#137 - Patching vs (re)Building Your Money Habits

25 Mar 2026
1h 9m
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#136 - Our Favorite Things to Do In YNAB | 2026 Edition

11 Mar 2026
58m
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#135 - 5 Signs You Are Bad with Money

25 Feb 2026
1h 3m
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#134 - Ben's Category Breakdown (2026 Edition)

11 Feb 2026
1h 22m
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#133 - The 3 Stages of YNAB'er Emergency Funds

28 Jan 2026
53m
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#132 - Ernie's 2026 Categories

14 Jan 2026
1h 16m
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#131 - Ben and Ernie YouTube LIVE Q&A

09 Jan 2026
1h 8m
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#130 - Gen Z Money Trends: How TikTok and Instagram Are Shaping Personal Finance

03 Dec 2025
1h 15m
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#129 - YNAB for Singles: Lauren's Categories

19 Nov 2025
1h 31m
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#128 - Setup Your Plan Like a Budget Nerd: Advanced YNAB Concepts

05 Nov 2025
1h 6m
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#127 - Pay Off Debt vs Get A Month Ahead: Which Should You Do First?

22 Oct 2025
53m
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