21 Oct 2025
1h 45m

Karim Atiyeh - Building Ramp - [Invest Like the Best, EP.445]

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Invest Like the Best with Patrick O'Shaughnessy

In this episode of "Invest Like the Best," Patrick O'Shaughnessy interviews Karim Atiyeh, co-founder and CTO of Ramp, a finance automation platform. Karim discusses Ramp's approach to "self-driving finance," using AI agents to automate expense management and invoice processing, and his focus on building consumer-grade user experiences for business software. He shares insights on company culture, emphasizing mutual accountability and a "divinely discontent" management style, and explains Ramp's transition from a TPV-based business model to a blended TPV and SaaS model. Karim also touches on the importance of technical founders in the age of AI, the value of speed and experimentation, and his views on the future of payments and company building.

Outlines

Part 1: Introduction to Ramp

Part 2: Early Career and Paribus

Part 3: Ramp's Business Model and Marketing

Part 4: Hiring and Future Vision

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