How Bread Financial’s CTO is Transforming Fintech with AI & Agile Innovation

This Technovation podcast episode interviews Allegra Driscoll, CTO of Bread Financial, about her company's technology modernization and product operating model transformation. The conversation covers her role's focus on aligning product and engineering, the three-step process of shifting to a product operating model (defining vision, organizing around capabilities, and implementing agile best practices), and the benefits of cloud migration and re-skilling initiatives. Driscoll emphasizes the importance of understanding the "why" behind technology investments and creating a shared vision across teams. A key takeaway is the value of organizing engineering teams around capabilities ("apply and buy") to streamline customer and partner experiences.