In this podcast episode, Kristof Gleich shares his unique career journey from physics to leading roles in major financial institutions, contrasting the cultures of Goldman Sachs and JP Morgan. He discusses how Harbor is strategically transforming to adapt to industry changes, particularly the transition from mutual funds to active ETFs. Gleich highlights the benefits of active ETFs and reveals Harbor's distinctive approach to selecting managers, which involves collaboration with boutique firms. He concludes with personal insights on the importance of continuous learning and adaptability, emphasizing the vital role of evolution in a competitive industry.