This podcast episode discusses the distressing phenomenon of zombie mortgages, where old debts resurface years later, causing financial distress and threatening foreclosure. The episode follows Karen's case, highlighting the challenges faced by homeowners in dealing with fraudulent calls, threats of foreclosure, and the complexities of loan modifications. It explores the resurgence of zombie debts related to mortgages and the practices of debt collectors. The episode emphasizes the need for homeowners to take action, seek legal assistance, and fight for their homes. It also raises questions about the impacts of these practices on homeowners' rights and the need for improved regulations.