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Optimal Living Daily | Diania Merriam · Investment

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Finance Daily is a leading narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Justin Malik (founder of the Optimal Living Daily podcast network), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Justin provides the tools to secure your financial freedom. Join thousands of listeners becoming "OLD friends" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

Episodes

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3564: The 4% Rule and Why We're Not Relying on It by Kiersten Saunders of Rich and Regular on Flexible Retirement

18 May 2026
11m
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3563: 4 Reasons You Should Cut (and Keep Cutting) Your Expenses by Robert Morris with Money Mini Blog

17 May 2026
8m
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3562: To Fund or Not to Fund Your Young Adult by Dr. Jack Stoltzfus of Parents Letting Go on Smart Financial Support

17 May 2026
10m
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3561: Can’t Stick to a Budget? Here’s the Solution by Jen Hayes on Money Habits

16 May 2026
9m
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3560: How to Stop Worrying About Money by Jessica Jokisch with Christine Luken on Financial Peace Of Mind

15 May 2026
10m
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3559: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt

14 May 2026
9m
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3558: Break the Paycheck-to-Paycheck Cycle and Start Saving by Vicki Cook and Amy Blacklock of Women Who Money

13 May 2026
8m
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3557: [Part 2] How to Complete Your Very First Spending Audit by Amanda Brownlow on Personal Finance Basics

12 May 2026
9m
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3556: [Part 1] How to Complete Your Very First Spending Audit by Amanda Brownlow on Personal Finance Basics

11 May 2026
8m
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3555: I Stopped Trying to be Perfect and My Budget Thanked Me for It by Kumiko of The Budget Mom

10 May 2026
8m
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3554: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline

10 May 2026
11m
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3553: Should You Do a Debt Consolidation Loan? by James Lambridis of DebtMD on Debt Payoff Strategy

09 May 2026
9m
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3552: What Are Balance Transfers? by Jackie Beck on Interest Reduction

08 May 2026
8m
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3551: Should You Invest Your Emergency Fund? by Jesse Cramer of Best Interest on Calculating How Much to Save For an Emergency

07 May 2026
10m
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3550: [Part 2] How I Measure Progress Toward Financial Independence by Craig Stephens of Retire Before Dad

06 May 2026
13m
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3549: [Part 1] How I Measure Progress Toward Financial Independence by Craig Stephens of Retire Before Dad

05 May 2026
11m
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3548: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents

04 May 2026
7m
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3547: Taking Advantage of Mr. Bear by JL Collins on Market Downturn Investing

03 May 2026
8m
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3546: The Pursuit Of Status: How To Avoid Chasing The Wrong Things by Louis Chew with No Sidebar

03 May 2026
12m
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3545: 4 Reasons You Should Rollover Your 401(k) Into an IRA by Jeff Rose of Good Financial Cents on Smarter Retirement Planning

02 May 2026
8m
Page 9

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