The honey badger of payments
23 Apr 2026
29m
Patrick McKenzie · Technology
Complex Systems with Patrick McKenzie (patio11)
We live in a world where our civilization and daily lives depend upon institutions, infrastructure, and technological substrates that are _complicated_ but not _unknowable_. Join Patrick McKenzie (patio11) as he discusses how decisions, technology, culture, and incentives shape our finance, technology, government, and more, with the people who built (and build) those Complex Systems.
Episodes
Cash received is not revenue earned
16 Apr 2026
33m
Your bank balance isn’t in the bank, and other alchemy
09 Apr 2026
48m
Payroll, pins, and punch cards
02 Apr 2026
36m
Delve into compliance theatre
26 Mar 2026
57m
Understanding consumer debt collections: the underbelly of finance
19 Mar 2026
45m
Inference engineering and the real-world deployment of LLMs, with Philip Kiely
12 Mar 2026
1h 23m
Secrets designed to be divulged and other payment oddities
05 Mar 2026
25m
Understanding government procurement, with Luke Farrell
26 Feb 2026
1h 21m
APIs of evil: studying fraud as infrastructure
12 Feb 2026
51m
Why check cashing businesses exist
05 Feb 2026
38m
Claude Code makes several thousand dollars in 30 minutes, with Patrick McKenzie
29 Jan 2026
41m
We should stop burning pharma trials’ lab notes, with Ruxandra Teslo
22 Jan 2026
1h 18m
Your support rep is also trapped in this call, with Des Traynor of Intercom
15 Jan 2026
54m
The magic spell that makes banks give you your money back
08 Jan 2026
38m
2025 in review, with Sammy Cottrell
03 Jan 2026
50m
Gift cards and the fraud supply chain
26 Dec 2025
15m
Understanding perpetual futures
11 Dec 2025
26m
The economics of discovery, with Ben Reinhardt
04 Dec 2025
47m
Understanding equity at tech companies, with Billy Gallagher of Prospect
20 Nov 2025
1h 18m
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