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Kyle Pearce, Jon Orr · Investment

Canadian Wealth Secrets

What if building wealth wasn't about finding the next investment... but about building the right financial system? Canadian Wealth Secrets is an education-first wealth planning platform designed for incorporated business owners and high-income Canadians who want to build, optimize, protect, and eventually transfer their wealth with greater confidence. Hosted by former mathematics teachers, serial entrepreneurs, and long-time investors Kyle Pearce and Jon Orr, the show was created after discovering that many of the most effective wealth-building strategies available to successful Canadians simply weren't being discussed openly—or were being explained in isolation without showing how they fit into a complete financial plan. That's why we built Canadian Wealth Secrets. We believe that understanding should always come before implementation. Instead of selling products or chasing investment trends, we teach you how to think about your wealth as a complete system. Every episode is designed to help you better understand one or more of the Four Stages of Holistic Wealth Planning: Stage 1: Design Your Vision for Freedom Clarify what financial freedom actually means for you and build a wealth plan around your ideal lifestyle—not someone else's. Stage 2: Build Your Wealth Reservoir Create financial optionality by establishing safe, predictable capital that allows you to confidently invest, navigate uncertainty, and seize opportunities. Stage 3: Optimize Your Wealth Plan Learn how successful Canadians structure corporations, investments, taxes, leverage, insurance, and cash flow to build stronger active and passive income flywheels. Stage 4: Legacy & Estate Strategy Protect your family, your business, and your life's work while transferring wealth as efficiently as possible to the next generation. Whether you're just beginning your wealth-building journey or already managing multiple corporations, investment properties, or a seven-figure portfolio, Canadian Wealth Secrets helps you connect the dots between tax planning, investing, insurance, business ownership, and long-term financial freedom. Our mission is simple: To help Canadians make better wealth decisions by first helping them understand how the system works. Beyond the podcast, you'll find a growing educational ecosystem including our YouTube channel, free self-paced masterclass, Wealth Pathways Assessment, proprietary wealth planning tools, and complimentary one-on-one strategy calls designed to help you identify your next best move with clarity and confidence. When implementation makes sense, our licensed team and trusted strategic partners can help you execute many of the strategies discussed on the show—including corporate wealth management, tax-efficient insurance strategies, alternative investments, and other advanced wealth planning solutions. As always, our education comes first, and there's never any obligation to work with us. If you're ready to stop collecting financial tips and start building a complete wealth system, you're in the right place. Topics we cover: Canadian tax planning Corporate wealth management Wealth planning for incorporated business owners Corporate-owned participating whole life insurance (COLI) The Smith Maneuver Corporate investing Passive income strategies Retirement planning RRSP and RRIF strategies Estate and legacy planning Dividend investing Income investing Covered Call ETFs Index investing Private equity (PE) Real estate investing Financial independence Retire Early (FIRE) Canadian personal finance Wealth preservation If you enjoy The Rational Reminder, The Wealthy Barber, Build Wealth Canada, The Canadian Investor, The Money Guy Show, BiggerPockets, or The Canadian Real Estate Investor, you'll feel right at home here.

Episodes

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Can Your RRSP Be Too Big? (High Income Earners in Canada Beware)

06 Mar 2026
22m
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Emergency Fund vs HELOC: How Much Liquidity Should You Keep?

04 Mar 2026
28m
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Should You Retire With a Mortgage in Canada? The Truth About Debt, Tax Strategy & Financial Freedom

27 Feb 2026
25m
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How To Reduce Tax on RRSPs, Capital Gains, and Corporate Retained Earnings for Financial Planning

25 Feb 2026
45m
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Index Fund Investing: Growth Strategy or Income Strategy?

20 Feb 2026
32m
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Should You Buy, Finance or Lease Your Next Vehicle? How To Think Strategically About Debt

18 Feb 2026
24m
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Offset RRIF Taxes in Retirement With This Strategy

13 Feb 2026
28m
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Cash Damming Explained: The ‘Older Sibling’ of the Smith Maneuver for Business Owners

11 Feb 2026
27m
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Financial Advice Mistakes To Avoid To Protect Your Net Worth & Estate

06 Feb 2026
9m
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Is the 4% Rule Failing Canadian Retirees?

04 Feb 2026
30m
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Retained Earnings Are Growing—So Why Does It Still Feel Uncomfortable? A Canadian Business Owner Case Study

30 Jan 2026
9m
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Salary vs. Dividends: How to Choose the Right Mix for Long-Term Wealth in Canada

28 Jan 2026
52m
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This Retirement Plan is Built On Hope. Is Yours? A Canadian Case Study

23 Jan 2026
42m
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Stop Letting Your Emotions Sabotage Your Financial Freedom

21 Jan 2026
25m
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Should I Invest Personally or Corporately to Optimize Tax in 2026?

16 Jan 2026
47m
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Mortgage Renewal, Refinance, Payoff? Your Guide for Mortgages in 2026

14 Jan 2026
30m
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How We Help Business Owners Build Tax-Efficient Wealth | A Peek Into Canadian Wealth Secrets

09 Jan 2026
29m
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Why Leaving Canada Will Not Solve Your High Tax Problems | Canadian Business Owners

07 Jan 2026
33m
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How to Escape the Four Money Traps Holding Your Wealth Back

02 Jan 2026
28m
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The 3 RRSP Meltdown Strategies Every Canadian Business Owner Should Know

31 Dec 2025
34m
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