How AI and Tokenization Could Reshape Wealth Management

Asset and wealth management industries face a transformative period as AUM projections reach $247 trillion by 2030, largely fueled by market beta rather than net new client flows. Tokenized real-world assets are poised for significant expansion, growing from $40 billion to $2.3 trillion by 2030, with primary utility in collateral mobility and reserve management. Artificial intelligence acts as a critical catalyst for operational efficiency, potentially boosting operating margins by 15 points and increasing advisor capacity by 30-40% by automating administrative workflows. While AI will not replace human advisors, it enables a "bull market for advice" by allowing firms to scale personalized services. Furthermore, the transition toward 24-7 market access, beginning with U.S. equity markets in December, necessitates robust technological infrastructure to support continuous trading and liquidity movement.