Are stablecoins really becoming a mainstream payment method, or is most of the activity still driven by crypto trading?

In this episode of World Ledger, Coco Kee talks with Kailash Madan, Chief Commercial Officer at Triple A, a regulated global stablecoin payments provider, backed by Sequoia Capital’s former Southeast Asia and India investment arm. Kailashexplains how businesses use USDC, USDT, and crypto for payments, how merchants can reduce transaction costs, and why stablecoins are gaining traction in cross-border payments, gaming, travel, FX, and import-export. They also discussregulation, banking relationships, chargebacks, USDC vs. USDT, and why stablecoins and AI agents are the match made in heaven. Stablecoin payments may only be beginning, but the journey is underway.

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Timestamps

(00:00)Episode Overview

(01:54)What is Triple A vs. Stripe and Primer?

(05:23)How Farfetch accepts stablecoins with fiat settlement without volatility risk

(07:24)Managing and hedging stablecoin price volatility

(08:21)Why merchants are adopting stablecoin payments

(11:26)Fee breakdown: 1% merchant fees vs. 3-4% credit card fees

(12:36)High-growth industries & geographic penetration

(15:28)Are stablecoin processors a threat to traditional banks?

(19:15)Go-to-market strategies for top commercial verticals

(24:57)Real-world commerce vs. exchange trading volumes

(26:54)Navigating global regulatory fragmentation

(29:32)Building critical banking relationships for stablecoin payments

(32:06)Chargeback risks and consumer’s preference

(35:24)How AI agents will transform stablecoin payments

(37:37)The future of stablecoins in global commerce

(38:48) Episode Summary

Stablecoin Payments: Real-World Use Cases, Fees, Regulation & USDC vs. USDT , with Triple A CCO Kailash Madan

World Ledger with Coco Kee

Stablecoin Payments: Real-World Use Cases, Fees, Regulation & USDC vs. USDT , with Triple A CCO Kailash Madan