Circle CEO: The Entire Financial System Is Coming Onchain (We’re Still Early)

The "agentic economy" represents a convergence between intelligence operating systems and economic operating systems like Arc, which provides the trust, verifiability, and execution environment necessary for AI agents to conduct commerce. By functioning as a network operating system, Arc enables a new generation of corporations governed on-chain, moving beyond simple money transfers to facilitate complex economic activities and governance. Drawing on lessons from the mobile revolution, Arc leverages industry hindsight to offer unique advantages like sub-second finality, post-quantum resilience, and deep interoperability through CCTP. As the foundation for a broader financial ecosystem, Arc integrates tokenized assets—including equities, currencies, and money market funds—to create a programmable, global infrastructure. This shift marks a transition toward an internet-scale platform utility where stablecoin utility and transaction volumes demonstrate robust product-market fit, signaling a move toward a more efficient, decentralized financial future.