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18 Sept 2026
21m

Should Everyone Get a Prenup?

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The Journal.

Prenuptial agreements are evolving from stigmatized contracts for the ultra-wealthy into accessible financial planning tools for the middle class. Driven by millennial and Gen Z interest, these agreements increasingly incorporate "trigger clauses" that protect spouses who exit the workforce to raise children, addressing the long-term economic disadvantages of career gaps. Beyond asset protection, many couples now view prenups as a proactive method for fostering financial transparency and establishing clear expectations regarding future life events, such as estate planning or business ownership. Anna Morgenstern and Zachary Spice illustrate this trend, utilizing online templates to navigate complex discussions about finances and potential life changes. By framing these contracts as a foundation for partnership rather than a defensive measure, modern couples are leveraging prenups to build mutual confidence and security before marriage.

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