Adam Niman is a Toronto-based insurance advisor and co-founder of Kibono. He focuses on exposing how industry incentives, not better products, drive most financial decisions, helping business owners strip away complexity and build simpler, more transparent insurance and benefits strategies that actually work in their favour.

Top 3 Value Bombs

1. Insurance should protect against risk, not serve as a wealth-building investment.

2. Know how advisors are compensated to make better insurance decisions.

3. Simple, short-term coverage often provides more value than expensive permanent policies.

Check out Adam's website to learn more about his transparent approach to insurance planning - Niman Financial Inc.

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Simplifying Insurance: Smarter, Tax-Efficient Strategies for Business Owners with Adam Niman

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Simplifying Insurance: Smarter, Tax-Efficient Strategies for Business Owners with Adam Niman