We discuss the fast-changing AI model landscape and how users are increasingly choosing models based on cost, convenience, and specific tasks.

We compare major closed and open-source models, outline which tools work best for coding, writing, real-time use, and image generation, and discuss how memory and context affect enterprise and power-user workflows.

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TIMESTAMPS

0:00 Frontier Model Overload
1:09 Open Source vs Closed
3:20 Ranking Model Intelligence
5:41 Pricing Changes Everything
9:43 Cheap Models and Compute
11:14 Google and Grok Use Cases
15:30 Best Subscriptions For Most
17:41 Picking Models by Task
19:43 Agents and Knowledge Work
22:27 What Comes Next
24:50 Apple’s AI Wildcard
26:03 Final Model Recommendations

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RESOURCES

Josh: https://x.com/JoshKale

Ejaaz: https://x.com/cryptopunk7213

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Not financial or tax advice. See our investment disclosures here:
https://www.bankless.com/disclosures⁠

Josh works with Anthropic as a contractor. All views expressed are his own and do not represent Anthropic, its leadership, or its affiliates. Nothing in this episode is investment advice.

Which AI Should You Actually Use? Claude vs ChatGPT vs Grok vs Gemini (2026 Guide)

Limitless: An AI Podcast

Which AI Should You Actually Use? Claude vs ChatGPT vs Grok vs Gemini (2026 Guide)