You think investing is complicated? That's exactly the problem. What if you could start with $10 with no need to wait for the "right time"? Many entities are quietly embedding finance into everything you already do, and the best investment app feature isn't a chart — it's a well-placed "Are you sure?" Whether you're a first-timer or a seasoned portfolio juggler, this one will change how you think about where your idle money is sleeping.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:36 Analysis paralysis: the real reason people don't invest

04:36 No lock-ins, no surprises: the transparency play

08:45 Are digital wealth platforms for the savvy investor?

13:02 Intentional friction in a fast-finger world

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jenn Ong, group head of retail at GXS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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S1E274: Stop waiting for the 'right time': why micro-investing is the new wealth superpower

BT Money Hacks

S1E274: Stop waiting for the 'right time': why micro-investing is the new wealth superpower