Loyalty programs promise discounts, rewards, and exclusive perks. But what if those programs are actually designed to study your spending habits and push you to spend more? In this episode, we unpack how loyalty programs work behind the scenes and why those “perks” might be costing more than you think.

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Store Loyalty Programs Are a Scam (And We All Fell for It)

Frugal Friends Podcast

Store Loyalty Programs Are a Scam (And We All Fell for It)