Sometimes the biggest client wins start with a simple question.

In this episode, Cary Sinnett and Jackie Cummings Koski share five fast, high-impact planning ideas that can instantly deepen client conversations and uncover bigger opportunities. From forgotten 401(k)s and Roth-funded 529 strategies to overlooked HSA and charitable planning moves, these are the kinds of insights that make clients stop and say, "Wait… I didn't know that."

If you want practical ideas you can use immediately to create value, strengthen relationships, and spark more meaningful planning engagements, this episode is for you.

Questions answered:

Can clients really use 529 plans for professional credentials and Roth IRA funding?
How can clients access retirement money before age 59½ without the 10% penalty?
Are advisors overlooking powerful HSA planning opportunities for families?
What charitable giving strategies work best for non-itemizers?
How do clients find forgotten 401(k)s and abandoned accounts?

Resources:
Retirement Savings Lost and Found Database
National Association of State Treasurers
Health Savings Accounts Beyond the Basics
529 plan expansion boosts education and CPA access
Slott and Keebler on what to watch out for with SECURE 2.0

This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program.

Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.

Small Planning Conversations That Lead to Bigger Engagements

AICPA Personal Financial Planning (PFP)

Small Planning Conversations That Lead to Bigger Engagements