On today's Wholesale Hotline (Subto Edition), Pace invites you into a raw, real-life phone call recorded from his car, walking a seller and agent through a live subject-to real estate deal on a property in foreclosure.

Show notes — in this episode we'll cover:

Pace breaks down the creative finance strategy he learned from his father, explaining how buyers with strong income but weak documentation can still purchase homes by taking over existing mortgages.
The seller’s top concern—“What if the new buyer stops paying?”—is answered in full detail, with Pace outlining legal protections, third-party servicing, and why these buyers are unlikely to default.
Full walkthrough of how non-exclusive option agreements work, letting investors like Pace market properties without obligating sellers to anything—perfect for distressed or slow-selling homes.
Why this creative approach can close in 10 days vs. 45+ for traditional sales, with Pace offering to front arrears and taxes to stop foreclosure and get the deal done fast.

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☎️ Welcome to Wholesale Hotline & Subto Breakout✌️✌️! ☎️

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✌️ https://shor.by/pace-youtube ✌️

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🗝🗝 FREEBIES 🗝🗝

📑 FREE assignment contract: https://www.pacejmorby.com/assignment...

📑 FREE wholesale contract: https://www.pacejmorby.com/wholesalec...

📑 FREE cold calling script: https://www.pacejmorby.com/coldcalling

📑 FREE cold texting script: https://www.pacejmorby.com/text

📑 FREE foreclosure script: https://www.pacejmorby.com/foreclosure

📑 FREE disposition checklist: https://www.pacejmorby.com/dispo

📑 FREE comping cheat sheet: https://www.pacejmorby.com/comping

📑 FREE guide to pulling a water list: https://www.pacejmorby.com/water

📑 FREE guide for taking photos on appointments: https://www.pacejmorby.com/photos

📑 FREE seller lead form for talking to sellers: https://www.pacejmorby.com/seller

📑 FREE access to my upcoming ebook: https://www.pacejmorby.com/exitstrate...

📑 FREE profit and loss template: https://www.pacejmorby.com/profitloss

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👽✌️ Learn from Pace and Cody 👽✌️

🔸Follow Pace on IG: https://www.instagram.com/pacemorby

🔹Join our free dope creative finance Facebook group: https://shor.by/8vxk

🔸Dive deeper within my mentorship: https://go.subto.com/pace-sunday-service

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⚠️ #CreativeFinance #Investing #Wealth #RealEstateInvesting #Wholesaling #SubjectTo ⚠️

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🚧🚧🚧 DISCLAIMER 🚧🚧🚧

❎ I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a Podcast for entertainment purposes ONLY ❎

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