Is your portfolio trapped by comfort? Familiarity masks hidden risks, turning winners into dangerous concentrations. Discover the subtle signs of shared risk drivers—beyond sector labels—and learn measured, panic-free strategies to trim concentrated positions. Stop chasing the herd. Howie Lim gets true diversification tools from the experts.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:06 Subtle indicators revealing correlations

04:50 Temporary rotation or fundamental shift?

08:23 Common, yet often overlooked, behavioural biases

11:54 How to reduce concentration safely

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, director of business development, CMC Markets Singapore and Ritesh Ganeriwal, head of investment advisory, Syfe

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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S1E261: Familiarity: portfolio's silent risk, hidden concentration builds

BT Money Hacks

S1E261: Familiarity: portfolio's silent risk, hidden concentration builds