Anna Yuan, founder of Perena and former head of stablecoins at the Solana Foundation, discusses how Perena is designing new on-chain financial products, including USD*, a liquid yield token that earns continuously while remaining spendable. We also explore why trust remains one of crypto's biggest challenges, how decentralized and traditional finance are converging, and what role AI agents may play in the future of payments and financial automation.

Key Takeaways:

How Perena's USD* token allows users to earn continuous yield while still being able to spend their assets
Why stablecoins could become a foundational layer for global financial coordination and programmable money
Why people still don't trust blockchain, and what Web3 companies should do about it
Why many financial services beyond payments remain largely untapped opportunities in crypto
How agents and stablecoins will interact over time

Guest Bio:
Anna Yuan is the founder of Perena, a stablecoin fintech and asset manager. Perena's team embraces AI natively in their workflow, with all staff learning to code and design with AI tools. Anna built yield.bingo as a tutorial for new stablecoin users to earn yield. Previously she was the head of stablecoins at Solana Foundation.

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About this Show:

The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all!

Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together.

The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API.

Music by: Ari Dvorin

Produced by: Sam Laliberte

How Stablecoins with Built-In Yield Could Revolutionize Everyday Spending

The Brave Technologist

How Stablecoins with Built-In Yield Could Revolutionize Everyday Spending