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It's that time again! A new month, new budget!! We're talking:

How to Wrap Up August

Before focusing on September, take the time to wrap up August's budget.
Finalize your numbers and compare what you budgeted to what you actually spent.
This process helps you learn and make better budgeting decisions going forward.
Don't be too hard on yourself; it's about learning and improving, not aiming for perfection.

Check Your Income & Expense Changes

Transitioning from August to September might bring changes in income and expenses.
Update your budget to reflect any alterations in income sources.
Review the changes in expenses, such as the end of summer camps or vacation spending.
Consider adjusting childcare expenses and sports-related costs.

What Do You Need To Save For?

Establish sinking funds for expenses that occur annually, such as homeschooling fees or insurance premiums.
Divide the total amount needed by 12 and save that amount monthly to avoid financial strain when the bill comes due.
Review annual subscriptions, such as Disney+ or Amazon Prime, and plan accordingly.

Setting Money Goals for September

September should have specific goals and you need to put them in your budget. Set financial goals for September and integrate them into your budget.
Prioritize saving money or paying off debt based on your specific financial objectives.
Aim to pay yourself or pay off debt ON PAYDAY to maintain accountability and consistency.

Fun Wins Our Clients Are Having That You Can Have Too:

Consider using cash for certain budget categories to enhance discipline and money management.
Use envelopes to allocate funds for different spending categories, like restaurants or childcare.
Name your accounts strategically to avoid accidentally spending designated funds.
Understand that the process of building savings and reaching financial goals is a journey.
Embrace the idea of being the type of person who has money and let your savings grow.
Be patient with yourself as you learn to prioritize saving and stop impulse spending.

Put it into Practice

Schedule the dates for transferring money into various accounts, either manually or automatically.
Plan ATM visits to withdraw cash for specific budget categories.

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

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131 | Make Your September Budget With Us: Plan Your Monthly Budget, Savings & Debt Pay Off With Our Help & Tips

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

131 | Make Your September Budget With Us: Plan Your Monthly Budget, Savings & Debt Pay Off With Our Help & Tips