More than ever before, people today have different forms of income. They might have a day job but do gig work at night and on weekends. They might have a different side hustle that started out as a hobby but now generates an income. Getting an accurate picture of an individual's income requires sophisticated data engineering but it is something that is becoming increasingly critical.

My next guest on the Fintech One-on-One podcast is Kurt Lin, the CEO and Co-Founder of Pinwheel. They make sense of real-time income and employment data to help lenders, fintechs and banks get an accurate financial picture of the people they are dealing with.

In this podcast you will learn:

The founding story of Pinwheel and the pivot they quickly made.
Details of their product offerings today.
How their connectivity works.
An example of how their figure out someone's true income.
Why Earned Wage Access is such an important product for consumers.
What Pinwheel has done with Earned Wage Access that has never been done before.
Why having read/write access to direct deposit is key for this new product.
The problem they are solving with their Direct Deposit Switching product.
The different use cases for Direct Deposit Switching.
Some of the key findings from their recent survey.
What the future holds when all this data is connected.
Why becoming a Credit Reporting Agency was important for Pinwheel.
Kurt's vision for the future of Pinwheel.

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#399: Kurtis Lin of Pinwheel

Fintech One-On-One

#399: Kurtis Lin of Pinwheel