While there has been a lot of fintech innovation in small business lending, it has mostly been focused on loans of $500,000 or less. When it comes to loans of $1 million to $50 million there has been less innovation and it is still very much a manual, relationship-based process. But that is changing.

My next guest on the Fintech One-on-One podcast is Blair Silverberg, the CEO and founder of Hum Capital. He looked at that market and realized a data-driven process could vastly improve efficiency so he has created a platform that intelligently pairs growth companies with investors and lenders. He calls Hum the world's only intelligent capital market.

In this podcast you will learn:

How Blair started his entrepreneurial journey at the age of six.
The short term and long term opportunity that Blair saw that led to Hum Capital.
Examples of how their platform works.
Why they are focused purely on quantitative data.
How they meet the demands of different types of investors.
Why they are focused on private debt over equity.
The range and average loan sizes
How they have challenged the relationship-based approach to mid-market lending.
The compelling pitch they make to businesses seeking capital.
What types of data they are working with.
The two simple calculations they use to help businesses compare lending products.
How they have removed bias from the lending process.
How Blair feels about the impact of the changing macroeconomic environment.
The different risk appetites of their investors.
His vision for the future of Hum Capital.

Connect with Blair on LinkedIn
Connect with Blair on Twitter
Connect with Hum Capital on LinkedIn

Connect with Fintech One-on-One:

Tweet me @PeterRenton
Connect with me on LinkedIn
Find previous Fintech One-on-One episodes

#412: Blair Silverberg of Hum Capital

Fintech One-On-One

#412: Blair Silverberg of Hum Capital