Our guest on the podcast today is Cynthia Haddad, an expert on financial planning for people with disabilities and their families. Cindy co-founded Affinia Financial Group, which was just acquired by Sequoia Financial Group. Cindy is now senior vice president and wealth advisor for Sequoia’s special needs planning practice. She is also co-author of The Special Needs Planning Guide, now in its second edition. Cindy is a certified financial planner and a chartered special needs consultant. She received her bachelor’s degree in economics and finance from Simmons University.

Background

The Special Needs Planning Guide: How to Prepare for Every Stage of Your Child’s Life, by Cynthia Haddad and John Nadwordy

Basic Special Needs Planning

“A Parent’s Guide to the Special Needs Letter of Intent,” specialneedsplanning.com.

“Choosing a Guardian for an Adult With Special Needs,” specialneedsplanning.com.

The Academy of Special Needs Planners

Special Needs Alliance

NALA—The Paralegal Association

Government-Provided Assistance and Special Needs Trusts

The ABLE Account

Government Benefits

Housing and Transition

The Arc of Massachusetts

“A Special Needs Trust and Your Plan for the Future,” specialneedsplanning.com.

“How ‘Third-Party’ Special Needs Trusts Differ From Other Trusts,” specialneedsanswers.com, March 8, 2023.

Cindy Haddad: Financial Planning for People with Disabilities

The Long View

Cindy Haddad: Financial Planning for People with Disabilities