Stablecoin Use Cases From Dollar Access to Onchain Lending w/ Cuy Sheffield (Visa)

In this episode of Money Code, Chuk Okpalugo and Raj Parekh interview Cuy Sheffield, VP and head of crypto at Visa, about the intersection of stablecoins, programmable money, and the traditional payments ecosystem. They discuss the importance of merchant acceptance, governance, and business models in the crypto space, drawing parallels with Visa's network effects and interchange model. Cuy highlights dollar access and cross-border payments as key stablecoin use cases, and explores the potential of onchain credit and lending, emphasizing the need for trust and permissioning. The conversation also touches on the role of banks and regulators in the evolving stablecoin landscape, the rise of fintechs, and the future of agentic commerce, envisioning a world where stablecoins facilitate diverse forms of digital value exchange.