Today we're joined by Sean Mullaney, an author and CPA who presented at this year's Bogleheads conference. We dive into smart ways to manage your taxes in retirement and explore the strategies that can make a meaningful difference over the long run. Sean walks us through when Roth conversions shine, when they don't, and how tax, retirement, and estate planning all fit together. If you want to feel more prepared for the financial side of retirement, this is an episode you won't want to miss.

The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dr. Dahle and The White Coat Investor podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services.

Median American wealth statistic source: https://www.ubs.com/us/en/wealth-management/insights/global-wealth-report.html

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00:00 WCI Podcast #446
04:25 Sean Mullaney, CPA Interview
06:00 5 Phases of Retirement
09:40 Early Retirement
16:00 The Golden Years of Retirement
23:38 IRMA
26:51 Taking Social Security
31:33 Qualified Charitable Distributions
37:22 Required Minimum Distributions
42:27 Widow Tax Trap
47:14 RMDs Are Not Bad
50:05 Roth vs. Traditional
55:03 Buy, Borrow, & Die
01:00:06 Tax Planning To and Through Early Retirement

WCI #446: Managing Taxes in Retirement with Sean Mullaney

White Coat Investor Podcast

WCI #446: Managing Taxes in Retirement with Sean Mullaney