Payments Innovation Conference: Panel 3, October 21, 2025

The podcast panel, featuring experts from Modern Treasury, ARK Invest, Coinbase, Stripe, and Google Cloud, discusses the intersection of AI and payments, focusing on agentic commerce, fraud prevention, and internal process optimization. They explore how AI is transforming commerce, the importance of open standards and protocols like the Agentic Commerce Protocol (ACP) and AP2, and the role of stablecoins in facilitating microtransactions and programmable payments. The panel also touches on regulatory clarity, blockchain scaling, and the productivity gains driven by AI, emphasizing the need for businesses to adapt to new monetization models and prioritize customer needs while ensuring consumer privacy and security in AI-driven payment systems.