43. FI case studies: Retiring now, investing with kids, and using SMSFs

In this episode of the Aussie FIRE podcast, hosts Dave and Hayden delve into two financial independence case studies from listeners at different stages of their FIRE journeys. The first case study examines whether a couple in their mid-40s with approximately $1.6 million in assets can retire early, considering factors like accessible vs. inaccessible funds, investment property costs, and supporting their children. The second case study focuses on a couple in their early 30s in Sydney aiming to move regionally, buy a house, and work less, discussing strategies for managing their deposit and investments. Finally, they address a listener question about the asset level at which a self-managed super fund (SMSF) becomes worthwhile, weighing the costs, control, and complexity involved compared to traditional super funds.