Texas Flash Floods, Trump's Next Priorities, Buy Now-Pay Later and Credit Scores.

This edition of NPR's "Up First" covers several developing news stories. The podcast begins with coverage of the devastating flash floods in the Texas Hill Country, including interviews with on-site reporter Sergio Martinez Beltran and affected individuals, detailing the ongoing search and rescue efforts. The broadcast then shifts to President Trump's July 4th celebration and the signing of his "Big Beautiful Bill," with NPR White House correspondent Danielle Kurtzleben providing analysis of the bill's potential impacts and the administration's broader agenda. Finally, the episode discusses FICO's decision to incorporate Buy Now-Pay Later loans into credit scores, with NPR personal finance correspondent Laurel Wamsley explaining the implications for consumers and the lending landscape.