Lan Tran, manager research analyst for Morningstar Research Services, discusses the benefits and limitations of digital investment advice. Plus, a look at the best and worst robo-advisors of 2025.

00:40 What Is a Robo-Advisor?

01:20 Robo-Advisors vs. Traditional Advisors

03:02 Who Should Use a Robo-Advisor?

04:02 Benefits of Digital Investment Advice vs. a DIY Approach

06:01 Do Robo-Advisors Offer Retirement and Taxable Accounts?

06:51 Limitations of Robo-Advisors

08:34 Robo-Advisor Fee Structure

10:00 How Robo-Advisors Are Taking a Hybrid Approach to Financial Advice

12:47 How Morningstar Rates the Best Robo-Advisors of 2025

15:41 Do Robo-Advisors Control Security Selection in Your Portfolio?

16:48 Why Betterment Is One of Morningstar’s Top 3 Robo-Advisors of 2025

18:61 Why Fidelity Go Is 2025’s Runner-Up for Top Robo-Advisor

19:20 Why Vanguard Remains the Best Robo-Advisor in 2025

21:00 The Worst Robo-Advisor of 2025

Read about topics from this episode.

Are Robo-Advisors Still Worth It?

Compare Robo-Advisor Performance & Assess the Best Options

The Best Robo-Advisors of 2025

Should You Be Using a Robo-Advisor?

Are Robo-Advisors Worth Your Investment?

Another Robo-Advisor Bites the Dust

What Is a Robo-Advisor?

5 Questions to Ask a Financial Advisor

What to watch from Morningstar.
Demystifying Private Equity and Private Credit ETFs: What Every Investor Should Know

Market Volatility: Portfolio Diversification Is Winning in 2025

13 Elite Companies With Fast-Growing Dividends

The Stock Strategies That Are Paying Off in 2025

Worried About Inflation? What to Know Before Buying TIPS ETFs

Read what our team is writing:

Lan Anh Tran

Margaret Giles

Follow us on social media.

Facebook: https://www.facebook.com/MorningstarInc/

X: https://x.com/MorningstarInc

Instagram: https://www.instagram.com/morningstar...

LinkedIn: https://www.linkedin.com/company/5161/

Digital Advice in 2025: What You Need to Know About Robo-Advisors

Investing Insights

Digital Advice in 2025: What You Need to Know About Robo-Advisors