As it becomes more challenging to earn a decent interest rate on our savings, it’s time to look beyond fixed deposits and T-Bills, for that matter.

Are there instruments which afford the same returns as fixed deposits but greater flexibility? Howie Lim speaks to Michele Ferrario of StashAway and Willie Keng from dividendtitan.com to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 Money Market Funds

04:48 Money Market Funds vs. Short-term Bonds

09:19 What is the safest bet?

11:17 The myth surrounding fixed income

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Michele Ferrario, co-founder and CEO of StashAway and Willie Keng, founder of dividendtitan.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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S1E214: Smart cash moves for money mastery: BT Money Hacks

BT Money Hacks

S1E214: Smart cash moves for money mastery: BT Money Hacks