17:I[66739,["/_next/static/chunks/0.3dg.jzl0xwf.js?dpl=dpl_F1YwpydxFehTJxgSzTNBrUVRTQpv","/_next/static/chunks/0s3w63gp9~d8s.js?dpl=dpl_F1YwpydxFehTJxgSzTNBrUVRTQpv","/_next/static/chunks/0kllbnt_hzshd.js?dpl=dpl_F1YwpydxFehTJxgSzTNBrUVRTQpv","/_next/static/chunks/053zyoym-_i67.js?dpl=dpl_F1YwpydxFehTJxgSzTNBrUVRTQpv","/_next/static/chunks/0u2ayibg4ahb..js?dpl=dpl_F1YwpydxFehTJxgSzTNBrUVRTQpv","/_next/static/chunks/0i99rkyrer3ax.js?dpl=dpl_F1YwpydxFehTJxgSzTNBrUVRTQpv"],"default"] 19:I[38632,["/_next/static/chunks/0qqtp3r0h7kah.js?dpl=dpl_F1YwpydxFehTJxgSzTNBrUVRTQpv","/_next/static/chunks/0iukvycbd42rl.js?dpl=dpl_F1YwpydxFehTJxgSzTNBrUVRTQpv"],"IconMark"] 18:T4cc,

In this episode, I dive deep into the age-old debate: Roth vs. Traditional 401(k). Many people assume that Roth is the way to go because they believe taxes will rise in the future. However, this episode aims to clear up common misconceptions and help you understand the nuances of effective tax planning for retirement:

How tax deferral works with Traditional 401(k) contributions
The benefits of Roth accounts, including tax-free growth and no RMDs
The impact of Required Minimum Distributions (RMDs) on your retirement planning
Strategies for Roth conversions and timing your tax payments
The importance of tax diversification and effective tax rate management over your lifetime

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✅ Financial planning for 30-50 year old entrepreneurs: ⁠https://www.allstreetwealth.com⁠

✅ My personal blog & newsletter: ⁠https://www.thomaskopelman.com⁠

Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

Roth vs Traditional Accounts: Which Makes Sense for You?

The Long Game

Roth vs Traditional Accounts: Which Makes Sense for You?