Folks, it’s time for another FI case study – and this one explores a topic that will hit close to home. Keep reading, and you’ll find out why that was such a hilarious pun.

In this episode, Dave and Hayden take a question from a listener which has crossed countless minds. The listener does an excellent job of providing their financial details, so the Aussie FIRE duo can really dive in. In essence, though, the question boils down to:

“Should my partner and I max out our borrowing capacity and buy our dream home now? Or should we keep investing and hope we can afford it in the future?”

As always, the listener’s circumstances are unique, and may not apply to you. Having said that, you may find some food for thought for your own property journey. Beyond this listener’s question, Dave and Hayden also share their thoughts on bonds, and buying the dip.

Enjoy!

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Pearler

Strong Money Australia

Original Aussie FIRE e-book

Strong Money Australia’s audiobook

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

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33. FI case study: "Should we buy our dream home?" Plus buying the dip and bonds

Aussie FIRE | Financial Independence Retire Early

33. FI case study: "Should we buy our dream home?" Plus buying the dip and bonds