Managing personal finances can feel overwhelming, especially when traditional tools focus more on restrictive budgeting than on holistic, fulfilling financial planning. Can we do it ourselves or should we get help? Howie Lim speaks to content creator Tim Phillips and Isaac Ong from Providend to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:08 Why the question matters

04:02 Considerations to ponder

08:48 AI game changer or not

11:18 The importance of balance

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Isaac Ong, client adviser at Providend; and Tim Philips, content creator from timtalksmoney.com

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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