Episode 19 - Professional Indemnity Insurance

This monologue podcast episode focuses on professional indemnity insurance (PI) for architects, particularly those in the UK. The host, Maria Skoutari, explains what PI is, its importance under ARB standards (requiring at least £250,000 coverage per claim), and how it protects architects from liability for negligence or breaches of contract, even for unpaid work. She details various scenarios where claims arise, the insurer's coverage, and strategies to minimize risk, such as avoiding sub-consultant appointments and maintaining thorough records. Finally, she discusses a case study involving a planning dispute and the importance of clear communication and documentation. The episode provides practical advice and actionable steps for architects to manage their professional liability and insurance needs.