Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - I feel awkward about haggling with locals while on an expensive cruise- help!

2 - Should I really invest my HSA dollars? I’ve heard that the fees make it prohibitively expensive.

3 - My friend says that what my portfolio is missing is cash value life insurance. True or false?

4 - How do I know if I’ve saved enough for retirement and can slow down my investments?

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Ask HTM - Haggling Hangups, Actually Investing an HSA, & Curbing Retirement Investing #919

How to Money

Ask HTM - Haggling Hangups, Actually Investing an HSA, & Curbing Retirement Investing #919