On this episode of Chit Chat Stocks, Ryan and Brett talk to Fabio from Capital Mindset about NMI Holdings (ticker: NMIH). Find out why this stock has grown earnings at 20% per year but only trades at 8x earnings. They discuss:

(00:00) Introduction to NMI Holdings and PMI Insurance

(06:29) The Evolution of Mortgage Insurance Post-2008

(11:22) NMI Holdings: A New Player in the Market

(16:11) Market Dynamics and NMI's Competitive Edge

(21:13) Risks and Key Performance Indicators for NMI Holdings

(31:07) Housing Market Dynamics and Anomalies

(40:30) Geographic Concentration and Market Focus

(46:54) Earnings Review and Business Performance

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A Secret Housing Stock: 20% Earnings Growth At 8x Earnings With Capital Mindset

Chit Chat Stocks

A Secret Housing Stock: 20% Earnings Growth At 8x Earnings With Capital Mindset