Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Is filing for bankruptcy the best option considering overwhelming amounts of debt?

2 - Should I have multiple high yield savings accounts if my cash on hand exceeds the FDIC limit?

3 - What options does my husband have to invest as he waits on his US citizenship?

4 - Would a HELOC be a smart way to pay off some credit card debt?

5 - Will filing an insurance claim for my cracked windshield cause my premiums to go up?

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Ask HTM - To Make or Not To Make the Insurance Claim, When Bankruptcy Makes Sense, & Exceeding the FDIC Limit #838

How to Money

Ask HTM - To Make or Not To Make the Insurance Claim, When Bankruptcy Makes Sense, & Exceeding the FDIC Limit #838