Agentic Finance for Everyday Users | Chris

Loyal founder Chris details the development of non-custodial smart accounts on Solana designed to automate routine financial tasks for retail users. By leveraging on-chain policies and spending limits, the platform enables automated yield routing and portfolio rebalancing without requiring users to surrender custody of their assets. This approach addresses the limitations of traditional private-key wallets, which struggle to securely delegate specific permissions to AI agents. The project prioritizes user-friendly automation, such as auto-swapping stablecoins into higher-yield lending pools, to simplify DeFi participation. Furthermore, the discussion highlights the strategic use of MetaDAO for early-stage fundraising, emphasizing how token-based incentives foster a global, engaged community that provides critical feedback and talent acquisition advantages, ultimately aiming to make on-chain finance more accessible and invisible for everyday users.