Stablecoins Need a Clearing Layer w/ Sam Broner (Better Money Company)

Stablecoins currently lack the mature, one-to-one fungibility found in traditional banking, forcing businesses to navigate fragmented liquidity and inefficient conversion processes. The Better Money Company addresses this by building a clearinghouse that enables seamless, one-to-one swapping between compliant stablecoins, effectively standardizing payment rails for fintechs, banks, and enterprises. This infrastructure simplifies cross-border payments and treasury management, removing the need for complex, multi-intermediary stacks. As AI agents increasingly participate in commerce, they require reliable payment protocols that can handle diverse transaction constraints, such as net-30 terms or atomic settlements. By providing neutral, high-trust clearing services, this model allows businesses to optimize capital velocity and reduce operational costs, ultimately shifting stablecoin usage from speculative trading toward robust, everyday payment utility. Sam Broner, CEO of the Better Money Company and former a16z stablecoin specialist, leads this effort to modernize financial infrastructure.