E639: Maybe Credit Card Points AREN'T Going Away?

E-commerce sellers face mounting cash flow pressures driven by upfront tariff payments, the implementation of Amazon’s DD7 shipping reserve policy, and potential restrictions on using credit cards for advertising expenses. While Amazon’s move to limit credit card payments for ads appears to target large-scale advertisers initially, it threatens the common practice of leveraging ad spend to accumulate credit card points. To mitigate these liquidity constraints, sellers should proactively request increased advertising credit thresholds from Amazon and negotiate more favorable payment terms with suppliers, such as shifting to DDP shipping or securing net terms. Furthermore, Amazon’s DD7 policy—which delays payouts until seven days after delivery—serves as both a capital-retention strategy and a defensive measure against the rise of fraudulent, "seeded" account schemes that exploit Amazon’s payment systems.