We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - iBonds: What is the actual rate that I’m earning and should I dump them to fund an ADU (Accessory Dwelling Unit)?

2 - Trusts: Should I implement a trust in order to protect my sizeable investments in my taxable brokerage account?

3 - Roth conversion: Do I need to let my Roth conversion sit for 5 years before I’m able to tap it?

4 - Precious metals: Is now the time to sell the silver I invested in years ago?

5 - Down payments: To what extent is it illegal to tap a HELOC to fund my next home purchase?

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During this episode we enjoyed a Cerberus Nocturne Vanilla Porter by Incendiary Brewing - a huge thanks to Brandon for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

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Ask HTM – ADU vs iBonds, Timing a Silver Sale, and HELOC Unlocking Landlord Status #1099

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