AI Business and Development Daily News Rundown January 20 2026: 📉 OpenAI's $20B ARR, The SaaS Market Crash, & The "Selfware" Era

AI Unraveled: Latest AI News, ChatGPT, Gemini, Claude, DeepSeek, Gen AI, LLMs, Agents, Ethics, Bias - AI Business and Development Daily News Rundown January 20 2026: 📉 OpenAI's $20B ARR, The SaaS Market Crash, & The "Selfware" Era