How to avoid scammers after a natural disaster

This podcast episode of "The Indicator from Planet Money" features an interview with Navina Sadasavam from Grist, a nonprofit newsroom, discussing the issue of contractor scams that emerge after natural disasters. The episode highlights the "disaster economy" where desperate homeowners become targets for fraudulent contractors. A specific case study is presented involving Craig Crosby, a Southern California homeowner whose property was damaged by a wildfire. He recounts how a franchise of ServePro, OneSilverServe, performed unauthorized work, billed him over $62,000, and subsequently filed a mechanics lien and lawsuit when he refused to pay. The episode also includes insights from Niambi Tilleman of the National Insurance Crime Bureau, who offers advice on how homeowners can protect themselves from such scams, including getting multiple bids, verifying communications, and utilizing rescission windows. The discussion emphasizes the broader impact of fraud on insurance premiums and coverage availability.