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Miguel Armaza interviews Raimundo Morales, CEO of Yape, the dominant fintech app in Peru and certainly one of the biggest consumer fintechs in the world. Yape has 16 million users in Peru, which represents 80% of the country’s total population. On average, they process 550+ million payments a month and are doubling in volume on a yearly basis.

They are big and extremely important for the country. If Latin America runs on WhatsApp, it’s fair to say Peru runs on Yape.

In this episode, we discuss:

The strategy to led them to onboard 65% of Peru’s adult population as daily active users in just eight years
Yape was built within Credicorp, a $14Bn company traded on the NYSE. How were they able to build a fintech disruptor within a large corporation?
The road to building a super-app
Why you should always set irrational goals, winning the war on cash… and a lot more!

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Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

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Raimundo Morales, CEO of Yape - The SuperApp for 16 Million Peruvians Redefining Financial Inclusion

Fintech Leaders