You've done the maths. You've cut the lattes. You've maxed the ISA. And you're still decades away from financial freedom. So how are some people retiring in their 30s and 40s while the rest of us are stuck on the hamster wheel?

And in today’s Dumb Question of the Week: How much will I spend in retirement?

---

Today’s podcast is sponsored by Freetrade, the commission-free investing platform.

New Freetrade offers:

2% cashback when you transfer £10,000+ in pensions (ends 31 Dec 2025)
1% cashback for new ISA customers transferring £10,000+ (ends 31 Dec 2025)

Plus, get a free share worth £10 - £100 when you sign up via a referral link!

Freetrade makes investing simple and affordable, with award-winning service and transparent pricing. Learn more at freetrade.io/pensioncraft

Capital at risk. ISA & SIPP eligibility, tax rules, and T&Cs apply. Cashback capped at £1,000. Annual subscription required for SIPP offer.

---

Get in touch

📧 mhr@pensioncraft.com

🎧 many-happy-returns.captivate.fm

---

Join PensionCraft

🌐 Become a member at pensioncraft.com

▶️ Subscribe on YouTube

---

Disclaimer

This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

Copyright 2023 Many Happy Returns

FIRE Drill: Is Financial Independence Still Possible?

Many Happy Returns