E258 Key Considerations For Disability Insurance Timing & Coverage Types w. Brian Leet

The podcast explores disability insurance for anesthesiologists and pain management physicians, addressing optimal timing, coverage considerations, and common pitfalls. Brian Leet, an insurance expert, highlights the advantages of purchasing policies during residency or fellowship, including discounts ranging from 10% to 20% that can result in cumulative savings. He emphasizes the high utilization of disability insurance among anesthesiologists due to the high-stress nature and reliance on motor skills. Leet advises against treating disability insurance as an all-or-nothing proposition, suggesting a plan that fits within one's budget. He also cautions against delaying claim filings and prematurely involving lawyers, while stressing the importance of periodically reviewing and updating coverage.