In this episode, we talk about Yuxi’s plan to become FIRE - Financially independent and retire early (and why we don't like this word)!. We discuss why she wants it, what her plan looks like, and why we actually don’t love this word. It’s not just about money — it’s about changing your life status and redefining what “work” means.

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免费的全文内容（汉字，拼音，英语翻译）在这里. Free transcript of the entire podcast with characters, pinyin and English translation:
https://www.yaya.press/doc/f1fdcb46-ea7a-4c87-af4b-7c6be373930c

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褥羊毛
rù yángmáo
to take advantage of discounts or freebies; “milk the system”

撸羊毛
lū yángmáo
to gain small benefits or exploit deals (internet slang)

蹭吃蹭喝
cèng chī cèng hē
to freeload meals and drinks; mooch off others

循规蹈矩
xúnguī dǎojǔ
to follow conventions; act according to rules
提前退休
tíqián tuìxiū
to retire early
财务自由
cáiwù zìyóu
financial independence
被动收入
bèidòng shōurù
passive income
主动收入
zhǔdòng shōurù
active income
签证
qiānzhèng
visa
保加利亚
Bǎojiālìyà
Bulgaria
索菲亚
Suǒfēiyà
Sofia (capital of Bulgaria)
创业
chuàngyè
to start a business; entrepreneurship
第一桶金
dì yī tǒng jīn
the first pot of gold; one’s first big profit
钱生钱
qián shēng qián
money makes more money
辞职
cízhí
to resign
环游世界
huányóu shìjiè
to travel around the world
签约
qiānyuē
to sign a contract
京剧
jīngjù
Peking opera (here used as a pun for “golden saying”)
资本主义
zīběn zhǔyì
capitalism
生产力
shēngchǎnlì
productivity
朝九晚五
zhāo jiǔ wǎn wǔ
nine-to-five (typical working hours)
粗茶淡饭
cū chá dàn fàn
simple food and drink; frugal lifestyle
保费
bǎofèi
insurance premium
冻卵
dòng luǎn
egg freezing
缘分
yuánfèn
fate or destiny in relationships
领养
lǐngyǎng
to adopt (a child or pet)
兜底
dōudǐ
to provide a safety net; to guarantee
安全网
ānquánwǎng
safety net
郊区
jiāoqū
suburb
公立学校
gōnglì xuéxiào
public school
私立学校
sīlì xuéxiào
private school
耳濡目染
ěr rú mù rǎn
to be subtly influenced by what one constantly hears and sees
栋梁之材
dòngliáng zhī cái
pillar of society; person of great talent
顶天立地
dǐngtiān lìdì
upright and independent; stand tall and proud
修身养性
xiūshēn yǎngxìng
to cultivate one’s mind and character
琴棋书画
qín qí shū huà
the four traditional arts: zither, chess, calligraphy, and painting
志愿者
zhìyuànzhě
volunteer
修炼
xiūliàn
to cultivate oneself spiritually; practice
正能量
zhèng néngliàng
positive energy
焦虑
jiāolǜ
anxiety
闯出一番事业
chuǎng chū yī fān shìyè
to make a successful career; build an enterprise
功德圆满
gōngdé yuánmǎn
to have achieved perfect merit; task completed successfully
影响力
yǐngxiǎnglì
influence
特权
tèquán
privilege
风凉话
fēngliáng huà
irresponsible or detached comments; sarcastic remarks
脱离现实
tuōlí xiànshí
to be detached from reality
资源
zīyuán
resources

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Episode 98 | 财务自由的那一天 The day when we are financially independent

瞎扯学中文 Convo Chinese