In this episode of Get Creative, host Justin sits down with Tracy Koa and Dustin—co-living operators from the SubTo community—who are scaling from proven PadSplit deals to ground-up 10-bed/10-bath co-living new builds in Texas. They unpack how they fractionally raised ~$300K from ~30 equity partners, structured financing with DSCR loans and a credit sponsor, leveraged PadSplit’s marketing + member pipeline, and why Texas zoning and pre-approved plans let them move fast.

Connect with Dustin: https://www.instagram.com/dustin__geroski/ Connect with Tracy: https://www.instagram.com/tracykoa/

➡️ Split your Pad with the Co-Living Model: http://padsplit.com/pacemorby

➡️ Find Out How One Multifamily Deal Could Change your Life: https://subto.sjv.io/JKNB7E

➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour

➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb

➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace

➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/Z6qOyX ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit

COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm

Refer a Friend to SubTo: refer.nre.ai/subto

Refer a Friend to TTTC: refer.nre.ai/tttc

Refer a Friend to Gator: refer.nre.ai/gator

PLUG IN & SUBSCRIBE

Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby

Instagram: https://www.instagram.com/pacemorby/

YouTube: https://www.youtube.com/@PaceMorby

TikTok: https://www.tiktok.com/@pacemorby

X: https://x.com/PaceJordanMorby

The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

Teacher Turned Investor: Tracy Koa’s Leap Into PadSplit & New Builds With Dustin Geroski

Get Creative with Pace Morby